{
  "id": "renters-core-housing-need",
  "category": "Housing",
  "title": "Renter households in core housing need, City of Victoria",
  "geography": "City of Victoria (census subdivision)",
  "scope": "city",
  "levels": [
    "Municipal (zoning and approvals)",
    "Provincial and federal housing programs"
  ],
  "plain_question": "Out of every 100 renter households in the City, how many live in housing that is too expensive, too small or in need of major repair, and cannot afford anything suitable nearby?",
  "value": 26.8,
  "display_value": "26.8%",
  "unit": "of renter households, 2021 Census",
  "period": "2021 Census (incomes of 2020)",
  "period_start": "2021-05-11",
  "period_end": "2021-05-11",
  "comparison": {
    "previous_period": null,
    "previous_value": null,
    "change_percent": null
  },
  "trend": "context",
  "direction_good": "down",
  "right_direction": "A lower share means fewer renter households are in core housing need.",
  "trend_basis": "7,580 of 28,300 renter households examined were in core housing need in the 2021 Census (26.8%). All households: 19.4%. Renters paying 30% or more of income on shelter: 42.0%; 50% or more: 16.7%.",
  "since_text": "All households 19.4%. Capital Region renters 24.2%, B.C. renters 24.7%.",
  "compare_text": "Capital Region 24.2%, B.C. 24.7%",
  "breakdown": [
    {
      "label": "All households in core housing need",
      "display_value": "19.4%",
      "period": "2021",
      "detail": "9,160 of 47,260 households examined. Capital Region: 12.6%. B.C.: 13.4%."
    },
    {
      "label": "Renters paying 30% or more of income on shelter",
      "display_value": "42.0%",
      "period": "2021",
      "detail": "12,510 of 29,765 renter households. Capital Region: 39.9%."
    },
    {
      "label": "Renters paying 50% or more of income on shelter",
      "display_value": "16.7%",
      "period": "2021",
      "detail": "4,965 of 29,765 renter households. Capital Region: 15.8%."
    },
    {
      "label": "Renters in core housing need, Capital Region",
      "display_value": "24.2%",
      "period": "2021",
      "detail": "15,640 of 64,700 renter households examined. B.C.: 24.7%."
    }
  ],
  "breakdown_title": "More from the 2021 Census",
  "caveats": [
    "Core housing need is Statistics Canada’s and CMHC’s measure: a household is in core housing need if its home is unaffordable (shelter costs 30% or more of before-tax income), too small for the household, or in need of major repairs, and it would have to spend 30% or more of its income to rent an acceptable place nearby.",
    "Only households that could be assessed are counted in the share (the Census calls them households examined for core housing need).",
    "Calculated here from Statistics Canada’s counts: households in core housing need divided by households examined, and renters paying 30% or more divided by all renter households.",
    "The Census asks about 2020 incomes, which pandemic benefits raised, so 2021 may understate need. The next figures come from the 2026 Census.",
    "This 2021 table has no earlier census in the same form, so no change is shown."
  ],
  "charts": [],
  "series": [
    {
      "period": "2021",
      "value": 26.8
    }
  ],
  "refresh_frequency": "Every five years (Census)",
  "data_published": "2022-09-21",
  "source": {
    "name": "Statistics Canada, 2021 Census of Population, table 98-10-0247-01",
    "url": "https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=9810024701",
    "dataset_url": "https://open.canada.ca/data/en/dataset/6011b0b7-48c6-4d3d-bb69-824f36db7f15",
    "table_url": "https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=9810024701",
    "table": "98-10-0247-01",
    "publisher_page": "https://www12.statcan.gc.ca/census-recensement/index-eng.cfm",
    "locator": "Table 98-10-0247-01: Victoria (census subdivision), Renter, Total shelter-cost-to-income ratio, Number of private households: “In core need” and “Household examined for core housing need”",
    "reads": "In core need 7,580; household examined 28,300"
  },
  "licence": {
    "name": "Open Government Licence - Canada",
    "url": "https://open.canada.ca/en/open-government-licence-canada"
  },
  "attribution": "Adapted from Statistics Canada, table 98-10-0247-01. This does not constitute an endorsement by Statistics Canada of this product.",
  "retrieved_at": "2026-11-13T05:22:21Z",
  "figures": {
    "city": {
      "rx": 28300.0,
      "rn": 7580.0,
      "ax": 47260.0,
      "an": 9160.0,
      "rt": 29765.0,
      "r30": 12510.0,
      "r50": 4965.0,
      "rp": 26.78,
      "ap": 19.38,
      "p30": 42.03,
      "p50": 16.68
    },
    "crd": {
      "rx": 64700.0,
      "rn": 15640.0,
      "ax": 176575.0,
      "an": 22330.0,
      "rt": 67965.0,
      "r30": 27090.0,
      "r50": 10730.0,
      "rp": 24.17,
      "ap": 12.65,
      "p30": 39.86,
      "p50": 15.79
    },
    "bc": {
      "rx": 624620.0,
      "rn": 154245.0,
      "ax": 1915755.0,
      "an": 257090.0,
      "rt": 663870.0,
      "r30": 249915.0,
      "r50": 105530.0,
      "rp": 24.69,
      "ap": 13.42,
      "p30": 37.65,
      "p50": 15.9
    }
  },
  "licence_type": "open",
  "source_tier": 1,
  "measure_kind": "outcome",
  "better_measure": null,
  "status_rule": {
    "rule": "One rule for every measure: a change smaller than 5% of the earlier value, or smaller than the agency's own margin of error, is “About the same”; no change is calculated across a marked break in a series; homelessness estimates, prices, staffing and comparison pages are shown for context without a label.",
    "reason": "Shown for context, without a better or worse label.",
    "threshold_percent": 5.0
  },
  "changes": {
    "year": null,
    "five_year": null
  },
  "direction": {
    "type": "outcome",
    "rule": "Outcome measures read Better, Worse or About the same; published government targets read Ahead of, On or Behind target; value-judgement measures read Rising, Falling or Steady in a neutral colour. A change smaller than the agency's own margin of error, or otherwise smaller than 5% of the earlier value, is About the same (or Steady). No change is calculated across a marked break in a series.",
    "key": "nolabel",
    "label": "No label yet",
    "vs": null,
    "cur": "2021 Census (incomes of 2020)",
    "why": "There is no earlier figure in the same series to compare with yet. A direction label needs at least two comparable periods, so none is shown until a second one is published.",
    "long_why": "There is only one period so far."
  },
  "benchmark": {
    "rung": 5,
    "rung_name": "No target found",
    "as_of": "2026-11-12",
    "items": [
      {
        "kind": "related",
        "label": "Related target",
        "text": "Related target, not drawn: the CRD’s Regional Growth Strategy aims to reduce the share of all households in core housing need in the region to 10% (2025 indicators report). It is for all households in the region, not renters in the City, so no gap is shown; the City’s share of all households in core housing need is listed in the table above.",
        "area": "Capital Region growth management area",
        "source": {
          "title": "Regional Growth Strategy Indicators Report (2025 edition, report for 2024)",
          "publisher": "Capital Regional District",
          "date": "2025",
          "url": "https://www.crd.ca/media/file/2025-rgs-indicators-reportpdf",
          "terms": "https://www.crd.ca/disclaimer",
          "refresh": "Yearly",
          "licence": "Public document, not under an open licence. Quoted with attribution.",
          "checked": "2026-11-12",
          "key": "crd_rgs25",
          "page": 20
        },
        "documents_checked": null
      }
    ],
    "drawn": [],
    "rule": "Highest rung found is shown; the site never sets a target. Methods, Targets."
  },
  "benchmarks": [
    {
      "rung": 2,
      "kind": "related",
      "label": "Related target, not drawn: the CRD’s Regional Growth Strategy aims to reduce the share of all households in core housing need in the region to 10% (2025 indicators report). It is for all households in the region, not renters in the City, so no gap is shown; the City’s share of all households in core housing need is listed in the table above.",
      "short": null,
      "document": "crd_rgs25",
      "page": 20,
      "area": "Capital Region growth management area",
      "fit": "text_only",
      "same_area": false,
      "related_reason": "Different unit, definition, period or area; written under the chart, not drawn.",
      "document_url": "https://www.crd.ca/media/file/2025-rgs-indicators-reportpdf",
      "applies_here": false,
      "same_measure": false
    }
  ],
  "highest_rung": null,
  "decided_by": [
    {
      "body": "COV",
      "name": "City of Victoria Council",
      "decides": "Decides zoning and development permits, and regulates building by bylaw.",
      "laws": [
        {
          "key": "lga479",
          "label": "Local Government Act, s. 479",
          "url": "https://www.bclaws.gov.bc.ca/civix/document/id/complete/statreg/r15001_14#section479"
        },
        {
          "key": "lga490",
          "label": "Local Government Act, s. 490",
          "url": "https://www.bclaws.gov.bc.ca/civix/document/id/complete/statreg/r15001_14#section490"
        },
        {
          "key": "cc8l",
          "label": "Community Charter, s. 8 (3) (l)",
          "url": "https://www.bclaws.gov.bc.ca/civix/document/id/complete/statreg/03026_02#section8"
        }
      ],
      "last": null,
      "next": null
    },
    {
      "body": "BC",
      "name": "Province of B.C.",
      "decides": "Limits rent increases during a tenancy. The yearly limit is set by regulation.",
      "laws": [
        {
          "key": "rta43",
          "label": "Residential Tenancy Act, s. 43",
          "url": "https://www.bclaws.gov.bc.ca/civix/document/id/complete/statreg/02078_01#section43"
        }
      ],
      "last": {
        "text": "2027 limit set at 2.2%, announced August 27, 2026",
        "label": "2027 limit set at 2.2%, announced August 27, 2026",
        "url": "https://news.gov.bc.ca/releases/2026HMA0085-000982"
      },
      "next": null
    },
    {
      "body": "BC",
      "name": "Province of B.C.",
      "decides": "Runs housing programs through BC Housing (the British Columbia Housing Management Commission).",
      "laws": [
        {
          "key": "mlpha5",
          "label": "Ministry of Lands, Parks and Housing Act, s. 5",
          "url": "https://www.bclaws.gov.bc.ca/civix/document/id/complete/statreg/96307_01#section5"
        },
        {
          "key": "mlpha10",
          "label": "Ministry of Lands, Parks and Housing Act, s. 10",
          "url": "https://www.bclaws.gov.bc.ca/civix/document/id/complete/statreg/96307_01#section10"
        }
      ],
      "last": null,
      "next": null
    },
    {
      "body": "CAN",
      "name": "Government of Canada and Parliament",
      "decides": "Finances and insures housing loans through Canada Mortgage and Housing Corporation.",
      "laws": [
        {
          "key": "nha3",
          "label": "National Housing Act, s. 3",
          "url": "https://laws-lois.justice.gc.ca/eng/acts/N-11/FullText.html"
        }
      ],
      "last": null,
      "next": null
    }
  ],
  "main_decision_maker": "City of Victoria Council",
  "label_1y": {
    "key": "nolabel",
    "label": "No label yet"
  },
  "label_long": null,
  "target_line": {
    "form": 5,
    "text": "Related target only",
    "target": null,
    "gap": null,
    "comparison": null,
    "applies_here": false,
    "note": null
  }
}